MONTLICK & ASSOCIATES, Attorneys at Law Website Message

Montlick & Associates has dedicated its law practice to helping injured people receive the compensation they deserve. We handle all types of cases involving personal injury and wrongful death. With 25 attorneys in the firm and over 15 affiliated attorneys, we have the expertise that is needed to protect your rights. To learn how we can help, call us today for your free consultation. Call 1-800-LAW-NEED (1-800-529-6333). You can also visit us on the web at www.montlick.com or email us at FreeConsultation@montlick.com. Copyright 2007, Montlick & Associates, PC



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What Types of Cases Do Injury Lawyers Represent?

Injury Lawyers specialize in tort law. (This includes civil wrongs, damages to a person's property, reputation, or rights.) They deal with work injuries, automobile accidents, defective products, medical mistakes, slip and fall accidents, and more.

Most personal injury lawyers work on contingency. This means that the only money a client owes to the lawyer is a percentage of a settlement.

They represent cases such as:
-DUI victim accidents
-tractor-trailer accidents
-animal attacks
-slip-and-fall
-catastrophic
-bus accidents

They cover a variety of different cases. Some of these are work injuries, automobile accidents, defective products, and medical mistakes.

Now that I've described the basics, I will give you some advice on choosing the firm that suits you best. When searching for an injury lawyer, it is important to search for a lawyer that will put time and dedication into a case.

Many law firms provide free consultations to possible clients to give advice and exchange views. At these consultations an lawyers will give personal advice to the victim after receiving details about the case.

Here are some questions you might want to ask at a consultation:
• What kind of background or experience do you have in this area? Your attorney should have extensive experience is his/her field.
• How will you keep me informed of any developments? Attorneys are busy, but they need to give you constant updates.
• What is the possibility of a successful outcome? You want attorneys to be honest about your particular case.
• How long will this case take to be resolved? Lawsuits can last a long time.

Contact our Atlanta Injury Lawyers for additional information.

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Formula Drift 2010 Tires.com Road to the Triple Crown - Road Atlanta!

www.falkenfanatic.com to follow Falken models and racing! http for more drifting videos. Look back at this season before the Oct 8-9 Irwindale Finals. Formula Drift 2010 Highlights from round 2 Road Atlanta.



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Attorney Ken Nugent, PC -- 1-800-CALL-KEN, "THANKS KEN" Auto Accident Client Testimonials.

Attorney Ken Nugent, PC's firm provides excellent legal representation for your personal injuries. Our law offices are located in Georgia (Albany, Atlanta, Augusta, Columbus, Duluth, Macon, Savannah, Valdosta), Florida (Tallahassee) and Alabama (Huntsville). Please contact us for a free case consultation. "ONE CALL THAT'S ALL" www.attorneykennugent.com



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Atlanta Personal Injury Attorneys, Montlick & Associates

Since 1984, Montlick & Associates has dedicated its practice to helping injured people receive the compensation they deserve. Our team of professionals is committed to providing exceptional service with personal attention. We work hard for our clients and do what it takes to get the job done. Our firm handles all types of cases involving personal injuries, and provides a free consultation with an attorney. Call us today to learn how we can help. Call 1-800-LAW-NEED (1-800-529-6333).



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Childrens Car Seat Safety, by MONTLICK & ASSOCIATES. http://www.Montlick.com Georgia Injury Lawyers

From ABC News: Montlick & Associates' Family Safety Advocate advises parents how to help keep kids safe by properly securing them in a safety seat appropriate for their age and size. To download complete safety tips and find a child seat inpsection center near you, visit www.Montlick.com...



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Cheap Auto Insurance - What the BP Oil Spill Can Teach You About Your Coverage Needs

The spring of 2010 saw one the most devastating disasters to ever happen in the United Sates. I'm talking about the oil spill that is polluting the waters in the Gulf of Mexico. This oil spill has easily become the worst in history, surpassing the Exxon Valdez spill back in the 80s. I'd like to talk about BP's handling of this horrible accident and how you can use lessons from how they are handling things to find cheap auto insurance for your vehicles.

In my opinion, the tragedy in the Gulf has been a long time coming and it was fueled by two things; greed and negligence. Bp's need to pump more and more oil out of the ground lead to the overloading of a well until that well exploded with a big hole left in it. No one knows the exact cause of the rupture and no one knows exactly how to fix it. Even Bp officials are baffled at this occurrence and now they are all scrabbling for solutions. Your search for cheap auto insurance could find you in the same position as BP if you aren't careful as to how you do things.

Most drivers want the best deal when it comes to coverage on their automobiles. We want it cheap and we want it now. But getting it for such a low price could mean giving up some concessions to save some coin. Most people try to get a better deal by raising their deductible. This is okay if you never plan on getting into any type of accident. But if the unthinkable happens you will ultimately have to bite the bullet and pay that deductible in order to be made whole after you file a claim. You see, BP had the equivalent of cheap auto insurance when it came to handling a disaster that they didn't anticipate.

Now BP may be on the hook for the cleanup of the affected areas which will eventually add up to billions of dollars. They are also responsible for compensating all of the people and businesses whose livelihoods were affected by the oil spill. This could mean that any money that BP profited or saved over its existence may be gone in an instance. You see, cheap auto insurance is great if your car just sits in the driveway, but if it doesn't things could go downhill fast.

BP never accounted for a scenario such as this. Meaning they didn't invest in preventative measures nor did they put money towards the research and development of aftermath response technology. This would be like you thinking that your car could never be stolen and never giving any thought to anti-theft measures. When looking for coverage you need to ask about discounts and ways you can save money and still be adequately covered. Otherwise your cheap auto insurance will be as useless as some of the techniques used to stop the well from leaking oil in the Gulf. All in all, don't assume that you are in the clear and always prepare for driving scenarios that may affect you ability to recover your losses.

You can prevent money from spilling out of your pockets by stopping in and getting a cheap car insurance quotes online today. Furthermore, you can enter our great writing contest and learn how to save money on cheap full coverage auto insurance as well.

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Salute to Our Troops by MONTLICK & ASSOCIATES. http://www.Montlick.com Georgia Accident Attorneys

2010-2011 Tribute to Our American Heroes by Montlick & Associates, Attorneys. To learn about our ongoing efforts to support Our Troops visit www.Montlick.com and click on "Tribute to Our Troops." Montlick & Associates, Georgia Personal Injury Attorneys. For your free consultation call...



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Atlanta Accident Attorney | Atlanta Car Accident Attorneys

www.phoenix-dui-lawyer.org -- Atlanta Accident Attorney Atlanta accident attorney have been helping Thousands of clients throughout the entire state of Atlanta to Georgia Atlanta accident attorneys are specializing in automobile accidents, bicycle accidents personal injury, and in many...



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Atlanta Car Wreck Attorney Auto Accident Lawyer Georgia

www.garymartinhays.com 866-710-4116 Contact Gary Martin Hays & Associates if you have been involved in an accident. Call the firm today in Atlanta or Athens, Georgia.



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Taxes on Personal Injury Settlements

Personal injury settlements are a way for you to recover lost funds, limit the suffering caused by your injury, and secure the right kind of treatment for your injuries. Most insurance providers will offer personal injury settlements immediately even if you are still getting treatment from the hospital. A personal injury settlement is actually a way out for insurance providers, but it can benefit you as well. For one, if you accept a personal injury settlement, this will mean that you want have to go to court. Cases like this often take a long time to litigate before you can achieve the final resolution.

Say you were in an accident and you sustained injuries to your face, knees, and back. You filed a personal injury complaint and fortunately, you received a settlement from your lawsuit. The settlement totaled about $50,000 but you will not get that in full. You will have to pay your lawyer his fees and your health insurance will be reimbursed for as much as $2,000. So you ask, do you still have to pay income taxes on your personal injury settlement? The answer is yes.

The complaint you filed that resulted to a settlement agreement has major tax penalties. As a matter of fact, there is a tax law called "the origin of the claim". This states that if the settlement is regarding a tax-exempt matter, as in the case of physical injury, the settlement received should therefore be tax-free. On the other hand, punitive or disciplinary damages are not exempt from tax. Punitive damages, also known as exemplary damages, are intended to discourage the behavior the defendant engaged in and punish him for that. They are not intended to compensate you.

For further and more detailed discussions of taxes on personal injury settlement --case details, tax consequences, and the like, set up a meeting with a certified and reliable tax consultant.

Injury Settlements provides detailed information on Back Injury Settlements, Burn Injury Settlements, Hydrocodone Injury Settlements, Injury Settlements and more. Injury Settlements is affiliated with Life Settlement Funding.

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Hip Hop the Rap Pop

As a white male rapidly approaching his fifties I am probably the last one who should write such an article as this. However, as a father of a couple of young people who do sometimes listen to this genre and a concerned citizen who thinks maybe we are all wearing our feelings too close to the end of our sleeves; I wonder if there isn't one thing we could do better. The strange thing is I find Hip Hop somehow interesting and sometimes even find myself enjoying the music playing on my son's car radio.

The rhythm is catching, the beat will inspire you to move, with words and music it feeds your soul.
These dynamic lyricists, who put out words, set to excellent music that denigrate women, vilify authority, and reinforce hopelessness; they make sexual pleasure impure, they are drunk on the misery and hopelessness of their generation.

Like the men who stole their forgotten ancestors to sell them into slavery, they sell their own people into the psychological slavery of hopelessness and despair. Like the slave owners of the past, the buyers are there. Wouldn't it be greatness, excellence and blessing if instead this powerful, compelling and inspiring musical genre was used to further the dream of the greatness of King?

Wouldn't it bring blessing if the buyers were as committed as Lincoln to freedom and liberty? Rise up you writers, gifted in music and words! Grasp the prize of greatness and like the great leaders before you, throw your fellow humans a rope of hope!

Just a thought.

Tim Tuohy is a senior designer for mainframe systems at one of this country's largest railroads. He is assigned to the Communications Server Support group. He is an honorably discharged, decorated veteran of the Air Force. His extensive training and education, as well his travels throughout the North American continent, bring reality and excitement his novels and stories. His accomplishments include many highly technical designs and installations. He lives outside Atlanta where he is working on a new novel.

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Colleges Enable Campus Culture of Binge Drinking

To date, 134 college presidents and chancellors have signed the Amethyst Initiative, calling for renewed debate about whether binge drinking on campuses will lessen if the drinking age is lowered from 21 to 18. Why would college CEOs want to lower the drinking age? How would such an idiotic move support a healthy college environment and improve a student's higher education experience? The short answer is it wouldn't.

In fact, most of these college leaders agree with reams of research pointing to alcohol as a major ingredient in college and off-campus reports of student abuse, violence, sexual assaults, date rape and car accidents. In choosing to lower the drinking age to 18, college officials would simply become "enablers" -- supporting students to move deeper into their alcohol addiction. What's really at play here? Economics. In short, selling out to gain a buck. For example, University of Georgia President Michael Adams didn't sign the Amethyst Initiative.

Yet, in his role as chair of the NCAA executive committee, Adams ignored and rejected the plea of more than 100 college presidents, athletic directors and the National Center on Addiction and Substance Abuse to ban beer advertising from college broadcasts. You can't have it both ways. Follow the money. The alcohol industry, which advertises heavily to college students, should be seen as complicit in its urging of college officials to lower the drinking age. Alcohol advertising is pervasive in college events, especially sports. Many colleges are suffering financially. What better source of income than to accept alcohol advertising dollars with the quid pro quo that colleges will argue for a lowering of the drinking age.

The time has come to sever the tie between colleges and drinking. Schools must consider voluntary guidelines that say: No alcohol advertising on the premises of an intercollegiate athletics event. No bringing alcohol to the site of an event. No turning a blind eye to underage drinking at tailgate parties and on campus. No alcohol sponsorship of intercollegiate sporting events. Let's ask these concerned college presidents and chancellors to make us a promise to ban all alcohol-related advertising and promotions from all college campus and off-campus related events and prohibit alcohol advertising on all local college sports programming, including televised college sports programs in which their institutions engage. Then let's see how passionate they are about revisiting the debate over the drinking age.

Money makes people do strange things -- even college presidents and chancellors. It's unfortunate their students become collateral damage in the process.

---ABOUT THE AUTHOR---

Peter Vajda, Ph.D, C.P.C. is a founding partner of SpiritHeart, an Atlanta-based company that supports conscious living through coaching and counseling. With a practice based on the dynamic intersection of mind, body, emotion and spirit, Peter's 'whole person' coaching approach supports deep and sustainable change and transformation.

Peter facilitates and guides leaders and managers, individuals in their personal and work life, partners and couples, groups and teams to move to new levels of self-awareness, enhancing their ability to show up authentically and with a heightened sense of well be-ing, inner harmony and interpersonal effectiveness as they live their lives at work, at home, at play and in relationship.

Peter is a professional speaker and published author. For more information: http://www.spiritheart.net, or pvajda@spiritheart.net or phone 770.804.9125.

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Travel Insurance - How To Get The Best Value Travel Insurance

If you are an occasional traveler you'll probably buy your insurance from the travel agent. But if you travel more than twice a year, it is much more cost effective to have one insurance lasting all year round, than buying one every time you travel.

Think ahead, plan ahead. Annual travel insurance easily pays for itself with just a couple of trips. But not all insurances are worth the same and as always cheapest is not necessarily the best. More on this later.

Annual travel insurance is not compulsory but it gives you the peace of mind case of illness and loss or damage to property and many other events. Where is the best place to buy annual travel insurance?

1. Your bank is probably the first place you'll try. Banks have in recent times become highly competitive and in order to retain your business, may offer better rates. For example my bank has upgraded my checking account to a premium account and for that I pay $20 per month.

As a result I get several privileges including free, worldwide, comprehensive travel insurance. But here is the best part ... I get all this free travel insurance not just for myself but also for any member of my family traveling with me including my parents and siblings.

I said free because I am already getting other benefits which are worth a lot more than $20 per month if I were to buy them individually. I also save a lot of time as I never have to look around for insurance. So don't ignore your bank.

2. Credit card companies also offer similar insurances, with some added advantages. In case of theft or loss of your credit card, they will supply you with an emergency one, often within a few hours.

In addition to travel insurance offers, there is another advantage in checking your credit card company's terms. If you book your travel using your credit card, pretty much all card companies give excellent cover against many of the things that can go wrong.

Some credit card companies also have specialist travel departments which not only give you travel discounts but also give you even better protection, i.e. better travel insurance and at a much lower cost. But note that all insurance offers exclude you making a claims, for the same item, to multiple sources even if you do have multiple insurance cover.

For example, let's say you have bought travel insurance separately and you have bought your travel ticket using your credit card. If your luggage is lost, you can almost certainly make a claim to either of the two sources but not to both at the same time.

The reason is that the insurance companies have suffered massive fraud in recent years. Allowing multiple claims simply encourages fraudsters to have multiple insurances and make multiple false claims.

For example, they can take an already damaged suitcase on a long journey knowing that it will fall apart. They can then claim damage and loss of property from multiple insurers.

3. Insurance companies are a popular and obvious source for annual travel insurance. If you drive a car or have home insurance get a quote from your insurance company. Remember, because you are already a customer, your car insurance often entitles you to a very good discount.

Here's a tip: if they don't give you a competitive insurance, tell them that you will be looking else where for a good package. Let them know you will be looking for a package that includes great home insurance, excellent travel insurance and also good car insurance.

Listen, fear of loss WILL make them bend over backwards for you and if they don't? Here's another tip: When you talk to any other source to get your competitive travel insurance, make sure you mention your other assets that you could be insuring with them, such as your car, home, home contents, etc.

This won't work with travel companies but works absolutely beautifully with most insurance companies. I have done it many times and saved myself thousands of dollars, yes thousands, over the last few years.

The insurance industry is massively competitive. For once, this works in favor of the "little guy" (you and me), so let's use it.

4. Certain types of home insurance may also give annual travel cover. Do look into pretty much any insurance cover you have. Some home insurance policies include some forms of travel cover including loss or damage to your property while away from home.

Tip: even if you live with your parents, ask them to check their policy for you. You will be amazed to see that even "your" property is covered while away from home.

Just one word of caution: do not assume what is covered or the level cover. If you are not sure just ask the insurer. If the cover they describe seems even better than what you expected based on the policy document, then do ask them to put their clarification in writing.

Why? When any major loss occurs, the insurer will send a local expert to assess the damage. These guys are called loss adjustors. Their job is to save money for the insurance company. And I tell you from bitter personal experience, they take no prisoners.

They will screw you down to the ground, if you don't get things in clear black and white writing. Just do it. It takes minutes to request clarification in writing but can save you thousands of dollars when you have one of these mean loss adjustors arguing with you over the policy.

5. You can also buy last minute travel insurance from travel agents and airlines at the airport. Expect to be taken advantage of, heavily! Needless to say, this is one of your most expensive options. Just avoid ending up with this option, see to your insurance long before you need to travel.

Now here's the thing. Travel insurance policies are not all identical. As well as considering price, you absolutely must read the terms and conditions carefully. For example, the upper age limit of some insurance companies may vary.

Some companies may limit the number of annual trips, whilst others may have no limit at all. Look, most travel insurance policies cover a range of events and claims. But as they say, the devil is in the detail.

The problem you will definitely face with some really cheap policies from unknown and possibly disreputable companies is what they put in the fine print. You know what I'm talking about? ... all those tiny little statements they put on the back of the form? Or if you are buying insurance online (and you should), notice all those pages of really small text they ask you to agree to?

Well, that's where they bury lots of little conditions and limitations. Most people don't read all the terms. Do yourself a huge favor and on this occasion, do read it all. If the insurance policy terms are full of "weasel words" or complex language, just move on and do not buy.

All insurance companies are quick to point out how many millions you can claim in "total", in case of a serious accident. But they all limit the amount per item within your claim. So claims for loss of cash will be capped and so will claims for electronic devices, clothes, etc.

This means that with the cheaper policies you will have a really low limit. For example, if you claim for a mobile phone and an MP3 player, you may find that the limit on personal electronics is not enough to even pay for "one" of those devices, let alone both. Don't wait for an unfortunate event to show you the flaws in a dirt cheap policy. That is the worst time to find out and it is a time when you need the most help.

What must all policies cover?

1. Loss or damage to property and cash

2. Flight delays or cancellation

3. Accidents

4. Sickness

5. Your expenses when an event ocurs

6. Your potential liability to other people

7. Legal services

In comparison to your total costs, annual travel insurance is only a very small item. If you are covered for any eventuality, you'll have less to worry about, which will translate to more relaxation and enjoyment.

How do you get top deals, the best value and most fun from your travels? Answers here: Secret Vacation Travel Tips at http://www.Travel-Hotel-Beach-Vacations.com

Sami T Fab operates a dedicated travel and vacation information website packed full of free travel tips and informative content.

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Prevent Accidents and Breakdowns with Simple Tire Safety, By Montlick & Associates, Injury Attorneys

Description: Family Safety Advocate, Jacquie Palisi shares important tire inspection tips to keep your vehicle and family safe on the road. Please download our detailed Tire Safety Guide to help prevent accidents and avoid breakdowns. visit www.Montlick.com and click on "Famly Safety." Brought to you by Montlick & Associates, Personal Injury Attorneys.



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Blood Passage, Part 2 of Tennessee Cave

Second Trip, January 31, 1987 A continuing story on Exploring a Tennessee Cave

We added the following to our survey team: John Huggins, Bill Luchring, Jack Pace and Jeffrey Smith.

We started climbing up at the point where Roger and John found the bypass on the last trip. Finding that the passage continued to the southeast and up with pits and a large upper room very high in the cave we named this The Upper Room. There was a walking lead at the back and one lead going down which was pushed by Jack and Buddy, it would be 1995 before we would map this lead!

On the way back down, we mapped a high passage going northwest through the best formation room found so far in the cave. A passage behind several large columns continued about 100 feet with soda straws covering the ceiling. The length of the cave was now 3,729 feet long.

A nice treat at the end of each trip to this cave was a catfish dinner just down the road, we would change clothes and just walk the mile to the restaurant! They have large ponds where they raise the catfish. The ponds are feed with water from another cave system.

Third Trip, February 20. 1988

Buddy Davis, Mark Gramlich, Roger Garratt and myself returned to push the southeast end of the cave as mapping indicated it as the best possible way for the cave to continue. We brought a rubber raft to try and avoid getting so wet in the entrance stream passage. We wadded in to the dry area at the first room with the two rock columns and inflated the raft. We could not quite reach both sides of the passage at the same time, so it was difficult to push our way up the stream. Near the end of the deepest section the raft brushed against the sharp rocks and started to leak air. On the return trip out it was useless, we gave up on the raft idea and just decided to tough it out on future trips. You are only in the water for the first and last 20 minutes of each trip and if you can keep to the sides in the shallow area you only get wet to the crouch, slip or step in the middle and your wet to the waist!

On reaching Davis Pit, the pit with the stream, several leads were checked to find a way around. One hole just prior to the pit lead to the bottom and a short upstream passage ended with the stream flowing from under a rock wall. Down stream was blocked at the pits edge. Finding no easy way around the pit, Buddy edged his way out onto the sloping ledge that went around the right side of the pit up a steep slope and over a lip revealed that to the left went down to the stream that was flowing across Davis Pit. This was very dangerous and on future trips we carried rope to use as a safety line in order to keep form falling down the 10 foot pit. This stream was much smaller than the one flowing out of the cave and the passage ended shortly with water dripping from the ceiling. We returned in 1993 to map a 300 foot side passage from this stream passage.

Back at Davis Pit we climbed up to the right into a passage that continued with easy walking about 200 feet to the top edge of a large room with rock sliding down to a good size stream. We decided that we must be back at the main stream level and wondered how much cave we had passed up.

Off to the left of this room was a large, lower room with crystals on the walls and floor, we named it the Gypsum Room. After a short investigation we decided to save it for another trip. This was turning out to be a major cave with 4,343 feet mapped and many leads waiting to be checked.

Fourth Trip, March 26, 1988

John Wallace was back with us, as he was unable to make the previous trip. I had been caving with John from the 70's, we meet at one of the Dogwood City Grotto meetings in Atlanta. I had contacted the Grotto after a trip to Alabama in which we wasted a half day looking for a cave that I do not think existed. However that stirred up a new interest in caving and I wanted to see more wild caves. I caved with John about every month for almost 20 years before he was killed in an unfortunate auto accident. John encourage me to continue my cave map programing, that was a gift that he had, encouraging everyone he came into contact with to work hard at what they loved to do.

Before climbing down the rock slide, we mapped the large room to the left and found large paw marks on the mud walls in sets of four as if a large animal had been trapped.

At the back of a side lead off this room, John pushed a crawl with sticks and surface debris. This is named John's Push on the map and could be checked later for a possible connection to a known cave on the side of the hill that we were caving in.

Returning to the rock slide, we mapped down to the stream flowing under a ledge. At the south end of the room was a small pool containing several small fish. They did not appear to be blind, as they would try to hide from the light behind our boots. The passage continued on to the southeast, we took the upper level with the survey and Roger followed staying in the lower passage.

Blood Passage was named for several red formations about halfway through this long, narrow passage. The lower level turned out to be a walking size dry stream bed. Again, we reached a junction, mapped the left lead to low crawls and returned to verify that the right lead continued for another trip. The survey totaled 5,910 feet and the cave was still going! There are some very long caves in the southeast, however most caves are under a mile in length, we were very excited to be exploring over a mile of cave and still going.

On the way out Buddy and I checked a lead going down between the pit and the breakdown. This led to the stream with a possible connection and a good walking lead going up stream.

I started caving in the 1970's and joined the National Speleological Society, local caving clubs and several survey clubs in the southeastern United States. I am also the autrur of a cave mapping software called CAPS, which is available on my web site.

For more information on caves and caving in the southeast, and the complete article with pictures, Please visit my web site at:

http://hucosystems.com/

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The Secrets To Valuing Your Car Accident Claim

Figuring out how much your case is worth is a critical aspect of any accident case, both for you and your attorney. It drives many decisions, including when to settle versus go to trial and how much money your attorney should spend on preparing your case. This article will teach you all the different issues your attorney is taking into consideration when coming up with your case's value.

What Money (i.e. Damages) You Are Entitled To
There are three (3) different types of damages that are available to you in a personal injury case. They are: Special Damages, General Damages, and Punitive Damages. Special damages are those capable of being proven to an exact amount, usually with the help of bills and/or receipts. Special damages typically consist of medical bills, medications, and over-the-counter medical equipment like heating pads, bandages, etc. Special damages also include lost wages, lost vacation, lost sick leave, and travel expenses - traveling to/from your medical appointments. You are normally entitled to lost wages for the time missed from work or undergoing treatments even if your employer paid you sick leave at the time.

General damages are incapable of exact proof and are normally the "pain and suffering" you endured from the accident. This includes emotional damages such as stress, anxiety, and depression. It also includes lost social and family events, such as having to missed a loved one's birthday or a high school graduation for example. Finally, general damages also include any permanent physical disability or disfigurement. There is no formula for determining these types of damages. Many attorneys and insurance companies will use a multiple of your special damages to come up with this number.

The third category of damages are punitive damages. Punitive damages are meant to punish the wrongdoer and are not available in every type of case. Punitive damages are extra damages that a jury awards on top of the other two types of damages. There are tremendous strategic advantages to pursuing these types of damages in your case. For example, attorneys are not normally allowed to show the jury a defendant's other prior, bad acts. But if your attorney seeks punitive damages, your attorney should be able to get this evidence in. Your attorney should look for every possible reason to obtain punitive damages because it puts huge pressure on the defendant in both discovery and at trial.

Factors That Increase/Decrease Your Case's Value

There are many, many factors that affect the value of your case and each case is different. You should always have a candid conversation with your attorney regarding what is affecting your case's value both before you attempt pre-suit settlement negotiations and before going to trial. The following issues will affect the value of your case, but is not intended to be an all inclusive list:

• Your Age. The younger or older you are, the better your case is. Children aged 1-12 generally have outstanding settlement results. So do people in their late 60's and older because of the sympathy the elderly create from the jury. That leaves people ages 13-59. These individuals do not receive the same sympathy of both the very young and the elderly.


• 
  Type of Injury. Obviously the more severe your injuries, the more your case is going to be worth. Severe injuries also affect the general damages because the more severe injuries are usually assumed to have more severe general damages associated with them. Compare this with Minor Impact Soft Tissue cases.


• 
  Objective Signs of Injury. When a doctor examines you, there are subjective and objective findings. Subjective findings are those things that can't be measured or reproduced on paper. Usually, they are the things you tell your doctor you are experiencing. Objective findings, on the other hand, are measurable. This includes such things as MRI's, measuring range of motion, and lab reports. The more objective findings your case has that supports your case, the more valuable your case becomes because your injuries are not just you saying what they are, but are supportable by tests and measurements.


• 
  Your Attorney. This is probably the biggest factor in changing the value of your case THAT YOU CAN CONTROL. Think about it. All the other items in this list are set in stone. The facts are what they are. But your attorney is different. Insurance companies track which attorneys file lawsuits and which go for quick settlements. This changes the value of your case. Also, an aggressive plaintiff's attorney will be constantly pushing the other side. This can add tremendous value to a case because you are putting pressure on the defense attorneys as well as their clients.


• 
  What Kind of Witness You Are. This is always a big factor in the defense valuing your case. In fact, one of the primary reasons for taking your deposition is to see what kind of witness you are going to make in front of a jury. That is why your deposition preparation is so critical. It will affect the value of your case.


• 
  What Kind of Witness Is The Other Driver. Juries tend to focus on emotional decisions and bad behavior. If the other driver or other defendants show bad behavior or bad decisions, the jury will respond. For example, was the other driver DUI, unremorseful, calling his girlfriend instead of calling for medical help? Did the trucking company rush investigators to the scene instead of calling for help, did they attempt to destroy evidence, did the apologize?


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  Other witnesses. The more unbiased witnesses you have in your favor, the stronger your case is. Your attorney wants, whenever possible, for your case to be more than your word against the other driver's. Your attorney should also be looking for witnesses that can testify about your pain and suffering, but who are not family members who are biased in your favor.


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  Venue. This simply means the court/county where your case would be filed. As a general rule, metro counties are more favorable to plaintiffs than rural counties, which are more conservative. But, and as an example of how subtle all this is, if you make a very genuine, sympathetic witness for yourself, rural, conservative juries have been known to relate and award more money.


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  Percentage of Fault. In some cases a jury will divide up fault among you and the defendants. They can also apportion fault among multiple defendants.


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  Prior Injuries Also known as pre-existing conditions, these are injuries you sustained to the same body parts you are saying were hurt in your current accident. Defense attorneys will comb through your medical records looking for any injury to argue you were not hurt in this accident, but another one. The rub is that you are entitled to damages even if you suffer from previous injuries to the same area. What this factor does do is cause a jury to discount your injuries by a certain amount.


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  Property Damage. Your car should look like it supports what happens to you. In other words, almost no jury is going to award huge damages for a scratched bumper. But, if the car looks totaled, then there is visual evidence the jury can use to support its decision.


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  Doctors Comments. Your medical records will have notes the doctor made commenting on your condition and the statements you made to him/her. Juries listen to doctors. If you have a doctor writing in your medical chart that you are faking your injuries, then you have a problem. You can bet the other side will bring that doctor to court.


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  Time. The more patient and prepared you and your attorney are, the more you case will increase over time. Typically, you case will bump up in value at two different points. First, you will reach one value in pre-suit negotiations. Your case will then take a bump in value right before trial, when both sides try to settle the case right before trial. This is especially true if you and your attorney have performed extremely well during litigation.

OK, But What's My Case Worth?

Some of you are now scratching your head and thinking there has to be some formula for putting a value on my case. Before I give you the rule-of-thumb, I must tell you there is no substitute for an experienced attorney evaluating your case and all its nuances.That being said, you case can usually value your case at somewhere between 1.5 and 4 times your Special damages. For example, if your total medical bills and lost wages were $15,000. Your case may have a value of between $22,500 and $60,000. I know. That is a very broad range. The factors above are what an attorney will evaluate to narrow that range. If you make a horrible witness, the other driver is a saint, and the case is going to be filed in a very conservative county, your case will be on the low end. If you make an incredible witness, the other driver was DUI and unremorseful and the lawsuit can be brought in a pro-plaintiff county, you are on the high side.

How Insurance Companies Value Your Case

The insurance adjusters for most insurance companies handle 100's of claims. If it were not for their computer diaries on each case, they couldn't keep the facts of each case straight. Because the insurance companies handle so much volume, they created computer software to determine your case's value. The most notorious of these is Colossus. This computer system was developed by a consulting company called McKinsey & Co. Instead of humans evaluating your case, now more and more cases are taking this away from adjusters and forcing them to input data into Colossus. The factors the software uses in determining your case's value are closely guarded secrets. What is known is that you attorney must do his/her best to provide the adjuster all the facts, including diagnostic codes, to the adjuster to help increase the Colossus valuation.Your best bet against Colossus is to retain a lawyer who will demonstrate you are willing to take your case to a jury. A computer can never know your pain and suffering. A jury will. Also, adjusters will sometimes override Colossus when faced with a lawsuit so they can evaluate your case "one more time" before incurring the time and expense of trial. Finally, there is evidence Colossus does factor in to its valuation your attorneys history of taking cases to trial versus just settling cases.

ABOUT THE AUTHOR: David Brauns is an experienced personal injury trial attorney practicing in Atlanta, Georgia. He began his career working for insurance companies with the intention of learning how they defended serious personal injury cases so that he could one day start his own law firm and oppose them. Unlike other personal injury lawyers, David only takes a select number of cases each year to ensure that he is strategically litigating each of his clients' cases towards maximum value.

Visit http://www.braunslaw.com and go to the "Injured Resource Center" to learn more about your case and how to hire the right lawyer. David created a website focused on you, the potential client with lots of questions about your case, and not some brochure website that just talks about his firm. Read http://www.braunslaw.com now, before you retain a lawyer. David promises you will learn something that improves either your case or your relationship with your attorney. Or, you can call David at (770) 783-1388.

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The Delius Law Firm, PC is a trial practice that is focused on assisting individuals in personal injury and workers' compensation matters. If you've had an auto wreck or a trucking accident, or if you've had an on the job injury, or if you've been assaulted at your apartment or hotel, call us today for a free consultation. We handle personal injury, car wreck and workers' compensation cases all over the State of Georgia. Scott Delius is a Captain in the Army National Guard Judge Advocate General's (JAG) Corps. CPT Delius is a veteran of Operation Enduring Freedom. He recently returned from a tour of duty in Afghanistan. Visit our website at www.deliuslaw.com or call us toll free at (866) 352-3311. We're located at 191 Peachtree Street, NE, Suite 3250, Atlanta, GA 30303



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